Contributed by Matthew Hanks, Hanks Realty Group Team
🏡 4 Required Disclosures When Selling a Home in North Carolina
Thinking of selling your home in North Carolina?
Before you accept an offer, there are four disclosure forms you’ll need to complete — all designed to protect you and the buyer.
Before you accept an offer, there are four disclosure forms you’ll need to complete — all designed to protect you and the buyer.
These forms make sure both parties understand the property’s condition, ownership details, and potential risks upfront. Here’s what each one is, why it matters, and where to get it.
1️⃣ Seller’s Property Disclosure
Form Name: Residential Property and Owners’ Association Disclosure Statement (REC 422)
Why It’s Needed:
This is the main disclosure every seller must provide. It details what you know about your home’s systems and structure — plumbing, electrical, roof, foundation, HVAC, and more.
You’ll also note whether the property is subject to an HOA (which leads to Disclosure #2 below).
This helps prevent surprises after closing and keeps you compliant with the North Carolina Residential Property Disclosure Act.
📥 Download here:
👉 Residential Property Disclosure (Form REC 422)
👉 Residential Property Disclosure (Form REC 422)
2️⃣ Owners’ Association Disclosure (HOA)
Form Name: Included in the Residential Property & Owners’ Association Disclosure (REC 422)
Why It’s Needed:
If your home is part of a homeowners’ association, you must disclose important HOA details such as:
- Association dues and assessments
- Common area maintenance responsibilities
- Restrictions or architectural guidelines
Buyers must know the financial and legal obligations they’ll inherit as part of the community.
📥 Download here:
3️⃣ Mineral, Oil & Gas Rights Disclosure (MOG)
Form Name: Mineral and Oil and Gas Rights Disclosure Statement (REC 425)
Why It’s Needed:
Even if you own the land, someone else could own the rights to minerals or oil/gas beneath it.
This form tells the buyer whether those rights have been sold, leased, or reserved.
Why It’s Needed:
Even if you own the land, someone else could own the rights to minerals or oil/gas beneath it.
This form tells the buyer whether those rights have been sold, leased, or reserved.
That knowledge protects the buyer and ensures no surprises if extraction rights are ever exercised.
📥 Download here:
👉 Mineral, Oil & Gas Rights Disclosure (Form REC 425)
👉 Mineral, Oil & Gas Rights Disclosure (Form REC 425)
4️⃣ Lead-Based Paint Disclosure (LBP)
Applies To: Homes built before 1978
Why It’s Needed:
Federal law requires sellers to inform buyers about known lead-based paint or lead hazards in older homes.
You must provide:
Why It’s Needed:
Federal law requires sellers to inform buyers about known lead-based paint or lead hazards in older homes.
You must provide:
- A Lead Warning Statement
- Any records or reports about lead
- A 10-day inspection opportunity (unless the buyer waives it)
📥 Download here:
🧾 Why These Forms Matter
These disclosures aren’t just formalities — they’re your protection.
By providing complete and honest information, you:
By providing complete and honest information, you:
- Build trust with your buyer
- Stay compliant with state and federal law
- Avoid delays, cancellations, or legal disputes later
⏰ When to Provide Disclosures
All required disclosures must be delivered before or at the time of the offer.
If you don’t, the buyer has up to three days after receiving them to cancel the contract.
If you don’t, the buyer has up to three days after receiving them to cancel the contract.
✅ Seller’s Quick Checklist
Step | Form | Applies To | Download |
|---|---|---|---|
1 | Residential Property Disclosure | All residential properties (1–4 units) | |
2 | HOA Disclosure | If property is in a community association | Built into REC 422 |
3 | Mineral, Oil & Gas Rights Disclosure | All residential sales | |
4 | Lead-Based Paint Disclosure | Homes built before 1978 |
🗣️ Final Word
Selling a home in North Carolina means more than a handshake — it means transparency.
These four forms help ensure that everyone involved has the same information, reducing the risk of problems down the road.
These four forms help ensure that everyone involved has the same information, reducing the risk of problems down the road.
When in doubt, review the latest forms from the North Carolina Real Estate Commission or consult your real estate agent or attorney.
Honesty isn’t just the law — it’s the best way to sell with confidence.
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